GoalFlo vs Mint: a calmer answer than the feed.
Mint was discontinued in 2024. If you are looking for what comes next, here is how GoalFlo differs from the app a lot of people grew up budgeting with: forward-looking, ad-free, and built around one number instead of a transaction feed.
GoalFlo compared with Mint.
| GoalFlo | Mint | |
|---|---|---|
| Availability | Live and actively built | Discontinued in 2024 |
| Core mental model | One forward-looking daily number | Backward-looking categorised transaction feed |
| How it makes money | Your subscription, no ads, no selling data | Adverts and partner offers |
| Bank connection | Optional, you log what matters | Automatic aggregation |
| Tone | Calm, never punitive | Alerts and offers |
| Goal focus | A goal deadline drives the daily number | Light goal tracking |
| Habits and time | Built in | Money only |
An honest comparison. Both apps do some things better than the other.
Forward-looking, not a feed to scroll. Instead of categorising what already happened, GoalFlo tells you what is safe to spend next.
No adverts, ever, and your data is never sold. Mint's free model leaned on offers; GoalFlo's only business model is your subscription.
Calm by design. No credit-score nudges, no partner offers, just one number and a quiet you're okay.
Mint was, for over a decade, the default free budgeting app. It connected to your accounts, categorised transactions automatically, tracked your credit score and sent alerts. For a lot of people it was their first taste of seeing all their money in one place. Mint was discontinued in 2024 and its users were pointed toward Credit Karma.
- Mint's automatic account aggregation gave you a complete picture with almost no effort, which manual logging does not replicate.
- It was free, and for many people it was a genuinely useful on-ramp to thinking about money at all.
Former Mint users who are ready for something calmer than a wall of auto-categorised transactions and adverts, and who would rather see one forward-looking number than a backward-looking ledger.
Mint is no longer available, so the real question is what replaces it. People who loved Mint usually want automatic account aggregation and a free, low-effort overview.
Is Mint still available?+
No. Mint was discontinued in 2024 and Intuit pointed users toward Credit Karma. If you are reading a GoalFlo vs Mint comparison, you are almost certainly looking for a replacement.
How is GoalFlo different from Mint?+
Mint showed you a backward-looking feed of automatically categorised transactions, supported by adverts and offers. GoalFlo shows you one forward-looking daily number, runs no adverts, and never sells your data.
Does GoalFlo connect to my bank like Mint did?+
Not automatically. GoalFlo is opinionated: you log what matters rather than importing every transaction, which keeps the experience calm and keeps your bank credentials out of it.